Individuals & Families

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We believe that within investment management and the handling of financial assets and other investments—is not simply limited to buying and selling them. Our management strategies include portfolio construction & asset allocation while considering your overall objectives, risk tolerance and liquidity needs. With strategic partners and access to the most renown portfolio managers in the world, we maintain our boutique service with a global reach. 

Wealth planning is the process of determining retirement income goals and the actions & decisions necessary to achieve those goals. This involves learning about your goals & passions while considering life's biggest challenges. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program, managing cash flows and assessing your assets and & tolerance. Each person is unique and so is their financial plan.

Insurance planning is paramount in order to protect yourself, your loved ones and your company & assets. We understand that properly planned and effectively executed insurance eases financial burdens that can take place when the unexpected occurs. Whether you are protecting your income (disability income insurance), your life or a loved one (life insurance), or your home (property insurance), you must take into account all variables to most effectively plan. 

Cash flow management is the process of tracking how much money is coming into and going out of your household or your business. When evaluating this, we help  you predict how much money will be available down the road. It also helps you determine how much money you need to cover debts, execute planned spending and retire on time. 

Tax planning is an essential part of our clients financial plan. This becomes even more relevant when a level of wealth or income is present. Through analysis we help our clients and their corporations to ensure tax efficiency. All elements of your financial plan work together in the most tax-efficient manner possible. Reduction of tax liability and maximizing the ability to contribute to retirement plans are crucial for your success.

Transferring to the next generation is eminent to leaving a legacy. With having additional access to tax and legal professionals, proper estate planning is taking adequate steps to ensure that your asset base is protected and planned for when the next chapter commences. This includes the bequest of assets to stated heirs and the handling of estate taxes.

Our model provides collaborative services to our families with security, efficiency, and optimal value in mind. A few services outside of traditional estate and financial planning include: asset management, record keeping and reporting, lifestyle Mangement, cyber security, philanthropy assistance, family dynamic integration, luxury goods services (art, planes, travel, boats, international), etc.